Fire damage reconstruction
Rebuilding a fire-damaged home to current code, working with your insurance claim.
Fire damage reconstruction is the rebuild after cleanup: framing, roofing, drywall, finishes and the rest, brought up to the code in force at permit time. We build; emergency board-up and soot cleanup are usually handled first by a restoration company.
Signs you need it: structural charring, smoke-damaged framing, a burned roof, or an adjuster's scope that calls for rebuilding rooms or the whole house. Rebuilds in mapped fire hazard areas follow the state's wildland-urban interface rules, which cover roofing, vents, siding and decking (California Residential Code section R337).
The usual order is insurance scope, an engineer's review where framing was affected, permits, demolition of damaged material, rebuild and inspections. Keep photos, the adjuster's report and your policy handy; we can price from the adjuster's scope and note where we see differences.
Published ranges, not quotes, for fire damage restoration: Angi lists $3,083 to $52,031 (average $27,477) and HomeGuide lists $8,000 to $18,000 (both national; checked 2026-11-11). Full rebuilds after a total loss cost more than these figures, which describe repair work.
Common questions
Do you handle the insurance claim?
No. The claim stays between you and your insurer. We give a written scope and price you can send to the adjuster and answer questions about the construction items in it.
Where we do this work
Fire damage reconstruction in Carlsbad
Additions, ADUs and rebuilds in Carlsbad, with city permits and a coastal-zone check.
Fire damage reconstruction in Escondido
Home additions, ADUs and fire or water rebuilds for Escondido's older housing stock.
Fire damage reconstruction in Encinitas
Additions, ADUs and whole-home work in Encinitas, with coastal and design-review checks.
Fire damage reconstruction in Del Mar
Careful additions and rebuilds in Del Mar, where design review and the coastal zone shape every project.
Fire damage reconstruction in Oceanside
Additions, ADUs and reconstruction in Oceanside, from coastal bungalows to inland tract homes.
Fire damage reconstruction in Carmel Valley
Room additions and renovations in Carmel Valley's newer, HOA-governed neighborhoods.
Fire damage reconstruction in Leucadia
Additions and rebuilds for Leucadia's small coastal lots along Highway 101.
Fire damage reconstruction in Rancho Santa Fe
Additions and rebuilds in Rancho Santa Fe, where County permits and the Association's Art Jury both apply.
Fire damage reconstruction in Cardiff
Additions and renovations for Cardiff-by-the-Sea's small lots near the lagoon and the coast.
Fire damage reconstruction in Olivenhain
Additions, ADUs and rebuilds on Olivenhain's larger semi-rural lots.
Fire damage reconstruction in Fallbrook
Additions, ADUs and fire or water rebuilds in Fallbrook's unincorporated rural neighborhoods.
Fire damage reconstruction in Fairbanks Ranch
Additions and rebuilds in Fairbanks Ranch, with association design review on top of County permits.
Fire damage reconstruction in Rancho Bernardo
Additions, renovations and fire or water rebuilds for Rancho Bernardo homes west of I-15.
Fire damage reconstruction in Solana Beach
Additions and rebuilds in Solana Beach, one of the oldest housing stocks in North County.
Fire damage reconstruction in Vista
Additions, ADUs and rebuilds for Vista's older neighborhoods, from the city core to the east side.
Fire damage reconstruction in La Costa
Additions and ADUs in La Costa, a master-planned part of Carlsbad with HOA and city review.
Fire damage reconstruction in 4S Ranch
Additions and ADUs in 4S Ranch's newer neighborhoods, under County rules and HOA approval.
Fire damage reconstruction in Rancho Penasquitos
Additions and renovations for Rancho Penasquitos' 1960s to 1980s family homes.
Fire damage reconstruction in San Marcos
Additions, ADUs and rebuilds in San Marcos, from older tracts to newer hillside neighborhoods.
Fire damage reconstruction in San Elijo Hills
Additions and ADUs in San Elijo Hills, a master-planned part of San Marcos with HOA review.
Fire damage reconstruction in Bonsall
Additions, guest houses and fire rebuilds on Bonsall's rural lots.
Fire damage reconstruction in North County San Diego
What to expect for building and rebuilding across North County: which office permits what.